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Car Accident FAQs
I was injured in a car accident caused by an uninsured driver. Do I have any recourse to pay my medical bills?
After a collision caused by an uninsured motorist or underinsured motorist, your uninsured motorist policy should cover your bodily injuries up to the limits of your policy. All auto insurance policies sold in Missouri and Illinois are required to include protection against uninsured motorists. Your uninsured motorist policy will pay for your bodily injury, but not damage to your vehicle. In some cases, you may have to file a first party claim against your insurance company if they refuse to honor the terms of your policy. An experienced car accident attorney can advise you.
A drunk driver caused a car crash that injured several members of my family in St. Louis, Missouri. The St. Louis police are prosecuting the drunk driver. But my family has a stack of unpaid medical bills. How do I get those paid?
Whether in St. Louis, Missouri or parts of Illinois, it’s important to understand that DUI victims who are injured by an alcohol-impaired driver can file a separate civil lawsuit to recover monetary compensation for injuries and damages in a drunk driving accident. DUI victims have a legal right to seek compensation for a personal injury caused by the negligence of another person. A knowledgeable St. Louis car accident attorney can review your accident and answer your questions.
The Highway Patrol charged the driver who caused the collision that injured my husband with careless and imprudent driving. My husband hasn’t been able to return to work since the accident. Do we have any legal options?
Reckless driving is treated as a serious offense in Missouri and Illinois The state will prosecute the reckless driver, but that won’t help you pay your medical bills. Your husband will need to file a separate civil lawsuit seeking to recover damages from an accident caused by reckless driving, including compensation for medical bills and lost wages. An aggressive St. Louis reckless driving injury lawyer can assist you in pursuing your claim.
The young driver who caused the car accident was focused on his cell phone and didn’t see my car. The at-fault driver’s insurance company is not being cooperative. What should I do?
Many vehicle accidents in Missouri are caused by cell phone use. Sending text messages while driving is particularly dangerous and is illegal for drivers under age 21. Drivers who send text messages while driving jeopardize the safety of other motorists. If a driver who was texting while driving caused an accident resulting in serious injuries to you, you have a legal right to hold the driver and their insurance company accountable for your injuries. You may have to file a lawsuit to show them you’re serious. An experienced Missouri car accident attorney can obtain the phone records of the at-fault driver and pinpoint whether they were talking on the phone at the time of the accident. This can provide strong evidence in your legal claims against the at-fault driver and their insurance company.
I was seriously injured in a multi-vehicle accident in St. Louis. The police said I was partially at fault and another driver was also at fault. Is it possible the other driver’s insurance will help cover my medical bills?
Yes, it is possible to obtain compensation for your injuries even if you are partially at fault in a car accident. It depends on the degree of responsibility for the accident. Missouri uses a pure comparative fault standard to determine compensation for injuries from car accidents. An injured motorist may recover damages from another at-fault driver in Missouri, even if the injured motorist was primarily at fault. Meanwhile, Illinois law stipulates you may recover damages as long as you are not at least 51 percent responsible for the accident. A St. Louis comparative fault injury attorney can examine the specifics of your accident and explain your legal options for recovery if you are partially at fault.
Get Questions Answered By Experienced St. Louis Car Accident Lawyer
If you or a loved one has been seriously injured in a car accident in Missouri or Illinois, contact a skilled St. Louis car accident lawyer to answer all your questions. At The Cagle Law Firm, we are ready to evaluate your car accident free of charge and explain your legal options. It is your legal right to seek compensation for injuries you suffered in a car accident caused by the fault of another driver.
No matter where you are located in Missouri or Illinois, the skilled personal injury lawyers at The Cagle Law Firm are ready to do everything possible to help you recover fully from a serious car accident. We represent victims of car accidents in St. Louis and the greater St. Louis metropolitan area, including the Missouri and southern Illinois communities of Ballwin, Belleville, Chesterfield, Collinsville, East St. Louis, Edwardsville, Kirkwood, Mehlville, Oakville, University City, Arnold, Columbia, Florissant, O’Fallon, St. Charles, St. Peters and Wildwood.
Call a St. Louis car accident attorney today at 800.635.3302 for a free consultation or use our online contact form.
