Injuries that occur on the job entitle you by law to compensation for your injuries and related costs. If you have been injured while at work in St. Louis, St. Charles, or any of the surrounding cities in Missouri, an experienced workers’ compensation attorney from our firm can help you through this difficult time.
There are so many ways a person can be injured on the job, even if you aren’t working in a high-risk occupation such as construction or handling explosives. Injuries received on the job are generally covered by workers’ compensation when they were sustained as a result of performing your usual job duties. If you have been hurt at work, it is very important to speak with a lawyer as soon as possible. While many injuries are indeed covered by worker’s compensation insurance that your employer should have, it could occur that the insurance contests your claim or refuses to continue to pay your medical bills after a certain point. It is in your best interests to avoid the previous circumstances altogether by contacting a St. Louis workers’ comp attorney from our firm. The more serious and disabling the injury is, the more necessity there is for aggressive legal representation.
Missouri Workers’ Compensation Law
The Missouri Workers’ Compensation Law, contained in Chapter 287 of the Revised Statutes of Missouri, control the rights and obligations of employees and employers when an employed becomes injured or ill due to a job-related event. Any employer with five or more employees, as well as all construction industry employers, are required to provide workers’ compensation protection. The employers can either purchase workers’ compensation insurance from an insurance company, or they may self-insure.
Under your employer’s workers’ compensation insurance, you can be eligible for compensation for medical expenses for a work-related injury or illness. Missouri law states that the employer has the right to select the treating doctor for any workers’ compensation cases. If a worker opts to see a different doctor, the employer and its insurance company may not have to pay your bills.
Disability benefits are meant to compensate for any lost wages as a result of your injury or illness. Under Missouri law, you may be entitled to:
- Temporary total disability – If you are unable to work for a certain period of time, you can be eligible for temporary total disability benefits, which can compensate you for a limited amount of time.
- Permanent total disability – If you are permanently unable to work under any type of employment as a result of your work injury or illness, you can be eligible for permanent total disability benefits.
If an employee dies due to a work-related accident or illness, the survivors may be eligible for death benefits, which are typically a percentage of the employee’s wages. Compensation for funeral expenses may also be available.
Workers’ Compensation in St. Louis
If you are already receiving benefits from a worker’s compensation plan and the insurance company decides to contest your claim, it is very important that you contact an attorney right away. If you are still hurt and unable to work, it would be devastating to have your benefits taken away from you. A Missouri worker’s comp lawyer from our firm can help ensure that you are fully compensated for all of your injuries, including your lost wages and future lost wages. The laws surrounding worker’s compensation can be very confusing. Your attorney from our firm will be able to educate you in what to expect from your case and you can rest assured that any questions you might have can and will be answered. If you are too hurt to meet with a lawyer at the law office, an attorney from our firm will meet you at your home or wherever you are receiving medical care. Your future is very important, and your lawyer will fight for your rights.