If you were injured in an accident involving an Uber, Lyft, or another rideshare vehicle, you need to contact our St. Louis rideshare car accident lawyers to discuss your options. A collision with a rideshare vehicle can become much more complicated than other car accidents. Who is liable for your injuries may not be the same party that was at fault for the crash. For instance, if the Uber driver was responsible, you may need to file a claim against Uber’s policy as well a claim against the Uber driver’s policy. While Uber has a significant policy amount, it may be challenging to obtain fair compensation. Uber or another ridesharing business and their insurer will have their own team of lawyers ready to defend against claims. You should have your own.
The Cagle Law Firm is highly experienced in car accident claims, including those related to rideshares. Contact us today through our online form or call (314) 276-1681 to schedule a free consultation with a St. Louis car accident lawyer.
Why You Need a Rideshare Car Accident Attorney
If you were in an accident with an Uber, a Lyft, or were a passenger in rideshare vehicle that crashes, and the accident causes injuries, then you need a personal injury attorney to guide you through the claim process. But, don’t contact just any personal injury lawyer in your area. Rideshare collisions entail unique issues that other vehicle accidents do not. You gain the best chance of obtaining the maximum possible compensation if you hire a lawyer with a background handling Uber and Lyft accidents or other rideshare companies.
At The Cagle Law Firm, we have experience working with Uber and Lyft and their insurers after car accidents. Whatever the type or extent of your injuries, we will protect you against these sizeable companies and fight hard for your right to compensation.
Common Causes of Rideshare Car Accidents
Rideshare collisions happen for any number of reasons. Some of the most common reasons for rideshare car accidents include:
- Distracted driving
- Texting while driving
- Drowsy driving
- Reckless or aggressive driving
- Drunk or drugged driving
- Work Zones
- Road hazards
- Poorly maintained vehicles
After an accident, you may not know what happened. This is particularly true when you are riding in an Uber or Lyft, and suddenly, you are in a crash. When you are not the driver, it is not always possible to determine what happened or who is at fault. This is one of the many reasons to contact a St. Louis rideshare car accident attorney. A lawyer will thoroughly investigate the crash to establish what occurred and who caused it. After fault is confirmed, your attorney will work to hold the liable party accountable, which may or may not be the rideshare company.
Uber Accidents When You Are the Passenger
If you are a passenger in an Uber or Lyft and the vehicle crashes, contact an attorney afterward, even if you are not injured. If you walked away with no injuries or mere bumps and bruises, a lawyer would be helpful in protecting and advising you during whatever case may follow. You may be asked to give a statement to the rideshare company, an insurer, or in court. Your lawyer will help you prepare for any statement, or if necessary, appearing as a witness in a legal proceeding.
If you were injured, your lawyer will guide you through the claims process. Uber and Lyft both have sizeable insurance policies to cover passenger injuries and depending on the situation, you may recover what you need. To discuss the potential value of your claim, do not hesitate to call a St. Louis rideshare car accident lawyer at The Cagle Law Firm.
Accidents When an Uber Hits You
If you were a driver or passenger in another vehicle and an Uber or Lyft hit you, then you need an attorney to conduct an in-depth investigation and analysis of your potential claim. If the other driver was at fault, then whether they were on duty with the rideshare company is important. If the other driver was not on duty and was driving for personal reasons, then you will file a claim against their personal insurance. If they had the rideshare app open at the time, you would likely file a claim against Uber or Lyft’s insurance policy.
The policy amount may differ based on what the rideshare driver was doing at the time. The policy limit for when the driver is waiting for a request is typically lower than when a driver is on the way to pick up a passenger or has a passenger in the vehicle. An attorney will find out where the rideshare driver was in relation to their work.
For more help in dealing with an Uber or Lyft accident, contact a St. Louis rideshare car accident attorney today.
Uber and Lyft Insurance Policies
Uber insures their drivers while they are online and waiting for a ride request with third-party liability coverage. When drivers accept a request, are on their way to pick up a passenger, or have a passenger in their vehicle; their third-party liability coverage increases.
Lyft insures their drivers from the time they accept a ride request until the ride has ended with liability coverage, primary automobile liability, contingent comprehensive and collision coverage, and uninsured/underinsured motorist coverage. Like Uber, Lyft offers lower policy limits for drivers who are online, but have not accepted a ride request. During this time, Lyft drivers are covered by a liability limit for those involved and any property damage.
If you believe an Uber or Lyft driver is at fault for the accident that caused your injuries, contact our St. Louis rideshare car accident lawyers today. After an independent investigation, we will advise you of who was at fault and who may be liable. We can also explain Uber or Lyft’s relevant insurance policy and the potential value of your claim.
The Rideshare Car Accident Claims & Legal Process
Following an Uber or Lyft accident, an attorney from The Cagle Law Firm can guide you through the insurance claims process, and if necessary, the legal process for a personal injury lawsuit.
We are here to help with the following steps:
- Determining fault after a rideshare car accident
- Establishing liability
- Proving negligence on the part of the at-fault driver
- Demanding compensation from the relevant party or insurer
- Negotiating a fair settlement on your behalf
- Complying with all relevant deadlines and statutes of limitations regarding your claim
- Filing a complaint in court
- Actively engaging in the discovery process
- Conducting an independent investigation into the crash
- Obtaining expert witnesses
- Reviewing documents and records to find evidence to support your case
- Fighting for your rights and compensation in court
Compensation in Uber Accident Claims
After being in a car accident in which someone else is at fault, you need to contact an attorney. A lawyer will thoroughly review your situation, the type and extent of your injuries, and how these injuries may be impacting your daily life. Through this analysis, your lawyer will determine the potential value of your claim. It will include compensation for your:
- Medical Costs
- Lost Wages
- Pain and Suffering
- Emotional Distress
- Physical Limitations
- Loss of Future Earning Capacity
- Loss of Consortium and Companionship
- Property Damage
- Punitive Damages (when applicable)
Fatal Rideshare Car Accidents
If you lost a loved one in an Uber accident, do not hesitate to contact us at The Cagle Law Firm. We understand your concerns and are highly experienced in fatal car accident claims, including those involving an Uber or Lyft. We will investigate the accident and advise you and your family of your legal options. If you have a valid wrongful death claim we will fight hard, so you and your family receive appropriate compensation for:
- Funeral and Burial Expenses
- Loss of Financial Contributions
- Loss of Care and Support
- Loss of Love and Companionship
- Loss of Inheritance
Comparative Fault and Liability
An important law to know about during a car accident claim is comparative fault. In Illinois and Missouri, your compensation after a crash can be prohibited or reduced if you were mostly or partly at fault for the accident. If a court finds you are more than 50 percent responsible for a crash, then you may not recover compensation. If you were partly responsible, though less than 50 percent at fault, then you may receive compensation reduced by your percentage of responsibility. For example, if your damages amount to $100,000, yet are found to be 25 percent at fault, the court will only award you $75,000.
A Skilled St. Louis Rideshare Car Accident Lawyer Can Help
If you were in an Uber accident or a crash with a Lyft, then you are going to need an experienced attorney’s help. At The Cagle Law Firm, our legal team is ready to discuss your situation and review all your options. We have handled rideshare crash claims before, and we will put our knowledge, skill, and resources to work for you. Our goal will be to obtain the best outcome possible in your case, including maximizing your financial recovery.
Contact The Cagle Law Firm through our online form or by calling (314) 276-1681 to schedule a free initial consultation of your case.