What happens next can quickly become challenging. The at fault party may try to deny liability, or the auto insurer may try to pressure you to accept a low-ball offer. Instead of facing these difficulties yourself, when you are hurt or grieving, have a lawyer by your side. You may be hesitant to hire a lawyer, worrying about the cost or whether they will make the process more contentious. However, with a lawyer handling your case, you are more likely to obtain the compensation you are entitled to under the law.
The St. Louis Personal Injury Lawyers with The Cagle Law Firm have decades of experience handling car accident claims. Contact us through our online form or call (314) 276-1681 to schedule a free consultation.
Why You Need a St. Louis Car Accident Attorney
Insurance companies perpetuate the myth that after all types of crashes, all you need to do is send in a claim and you will have a check for everything you need right away. Insurers make it seem like they are on your side and will take care of you after a car accident. The truth is, insurers are worried about their bottom dollar and their clients far more than whether or not you receive a fair settlement. You need a Missouri car accident lawyer to ensure your rights are protected during the claim process and that someone advances your interests during negotiations. Without an attorney, you may have a hard time standing up for yourself against an insurer’s large and experienced legal team. At The Cagle Law Firm, we will be there for you, ensuring an insurance company does not take advantage of you in your time of need.
What to Do After a Car Accident
It is essential to know what to do after a car accident. Knowing how to act and what common mistakes to avoid can set you up for a successful claim. After a crash, you should:
- Check yourself and passengers for injuries
- Call 911
- Report the accident
- Avoid the dangers of leaving children in the car
- Remain at the scene until the police are finished, if you are physically able
- If you are able, collect the other driver’s contact and insurance information
- If you are able, collect witnesses’ names and phone numbers
- Keep conversation to a minimum and do not admit any responsibility or fault
- If you are able and have your mobile phone, take photos and videos of the scene
- Remove your valuables from your vehicle
- Ask the police officer for a case or incident number
Consider keeping The Cagle Law Firm’s Car Crash Information Sheet in your vehicle or download our free iPhone/Android application. If something goes wrong, it will be there to remind you of mistakes to avoid after a car crash.
Types of Car Accidents
When you are injured in a collision, all that should matter is that you get better. You need to focus on obtaining medical care, and if you are out of work, paying your bills without your regular income. The specific type of accident you were involved in may not be at the top of your mind. However, there are many variations of car accidents and their differences result in unique cases. At The Cagle Law Firm, our Missouri car accident attorneys handle claims after all manner of car accidents, including:
- Rear-End Collisions
- Head-On Collisions
- Multi-Vehicle Accidents
- T-Bone Accidents
- Rollover Accidents
- Intersection Accidents
- Speeding Accidents
- Bicycle Accidents
- Pedestrian Accidents
- Teen Driver Accidents
- Uber and Rideshare Accidents
- Uninsured/Underinsured Car Accidents
- Work Zone Accidents
- Hit and Run Accidents
- Highway Accidents
- Failure to Yield Accidents
- Defective Road Accidents
- DUI Victim Accident
Common Causes of Car Accidents
After being severely injured or losing a loved one in a car accident in Missouri or Illinois, it is essential to speak with a St. Louis auto accident attorney lawyer. An experienced attorney will investigate the crash to uncover what happened. Knowing the cause or causes of the accident enables your lawyer to pinpoint who was at fault and who may be liable for compensating you for your injuries.
Some of the most common causes of car accidents include:
- Failure to Yield
- Tailgating/Following Too Closely
- Distracted Driving
- Texting While Driving
- Reckless Driving
- Aggressive Driving
- Driver fatigue
- Drunk driving
- Auto Defects
Common Car Accident Injuries
A car crash can cause a wide variety of harm, from minor-to-moderate injuries to catastrophic and fatal injuries. Even if the effects are not deadly, it still could take months or years of painful medical treatments and physical rehabilitation to recuperate as much as possible. In some cases, you may still be left with permanent disabilities or disfigurements. Some of the most typical injuries suffered in car crashes include:
- Broken Bones
- Soft Tissue Injuries
- Chest Injuries
- Abdominal Injuries
- Traumatic Brain Injury
- Back Injuries
- Spinal Cord Injury
Children also sustain many of the same injuries as adults in car accidents. If your child was injured in an auto accident, call a car accident lawyer in St. Louis immediately. We understand how traumatic a car wreck can be for a child and how it may have a lasting physical and psychological impact. We will ensure your case considers the unique effects that a crash on a child may have and will pursue appropriate compensation.
Car Accident Compensation
Pursuing compensation after a wreck can be difficult. Most likely, you will be dealing with an auto insurer who has vastly different priorities than you. The insurer will be interested in protecting its bottom line and paying you as little as possible. However, they are not dealing with the physical and emotional pain of an accident or seeing medical bills piling up without income coming in. That makes it essential to look out for your interests with help from a knowledgeable lawyer.
To obtain a fair recovery, you need someone who knows your rights and is willing to fight hard to protect them. By having a lawyer from The Cagle Law Firm by your side, you have someone who will be tenacious in seeking compensation, including:
- Medical Costs
- Lost Wages
- Pain and Suffering
- Emotional Distress
- Physical Limitations
- Loss of Future Earning Capacity
- Loss of Consortium and Companionship
- Property Damage
- Punitive Damages (when applicable)
Fatal Car Accidents
Tragically, many St Louis car accidents are fatal. The human body is just not made to sustain such trauma, and the compounding injuries or one catastrophic injury could cost you a loved one. If someone you love was fatally injured in a car accident, you might not be sure of what to do next. You may not know whether you have a legal right to compensation, and even if you do, you may not be ready to take legal action. All your doubts and concerns may cause you to put off calling a lawyer. However, you should seek legal advice as soon as you are able. After a loved one’s death, you and your family may be facing extensive medical bills and funeral expenses, in addition to long-term financial worry. An attorney from The Cagle Law Firm will get to work immediately on pursuing the compensation you are entitled to under the law.
In a car accident wrongful death claim, you may be able to recover:
- Funeral and Burial Expenses
- Loss of Financial Contributions
- Loss of Care and Support
- Loss of Love and Companionship
- Loss of Inheritance
Car Accident Claims and & Legal Process
The insurance claim process is known for its red tape, and the legal process after a car accident may not be any more straightforward. Depending on the facts of your case, you may face a complex and contentious car accident claim. You should have the right team of attorneys fighting for you. At The Cagle Law Firm, we will guide you through the insurance and legal processes after a Missouri or Illinois car crash, ensuring all of your questions are answered, and your concerns thoroughly addressed.
We will help you by:
- Determine who is at fault for the car accident
- Establishing liability
- Gathering evidence to prove negligence on the part of the at-fault driver
- Demanding compensation from the auto insurer
- Negotiating an appropriate settlement on your behalf
- Filing a lawsuit in state or federal court
- Meeting all court deadlines and statutes of limitations
- Pursuing evidence through the discovery process
- Conducting an independent investigation
- Acquiring expert witnesses
- Fighting for your rights and financial recovery in court
At The Cagle Law Firm, our lawyers can provide you with more information regarding:
- Missouri Car Accident Laws
- Illinois Car Accident Laws
- Chicago Car Accident Laws
- State Farm Auto Insurance Claims
- American Family Auto Insurance Claims
- Bad Faith Insurance Claims
Comparative Fault and Liability
If the at-fault driver claims you are partially at-fault for the car accident, you need to speak with an attorney about Illinois and Missouri’s comparative fault and liability rules. In both states, if a court determines that you are more than 50 percent at fault for the crash, then you may be prohibited from recovery any compensation. If you are less than 50 percent at fault, then your financial recovery will be reduced based on the proportion of your responsibility.
If you are dealing with a comparative fault issue after a car accident, you need a St. Louis auto accident attorney to help. A lawyer can fight to prove that you were not responsible for the crash. If you were partially at fault, you lawyer can fight to minimize the percentage the court assigns you.
A St. Louis Car Accident Lawyer Can Help
You do not need to fight for compensation alone after being injured or losing a loved one in a car accident. The Cagle Law Firm is here to help. We understand how stressful and emotional this situation is, and you deserve to have someone fight for you and your family. We will use our extensive knowledge and experience with car accident claims to pursue the maximum compensation possible for your case.
To learn more about how we can help, use our online form or call (314) 276-1681 to request a free consultation.